Small Balance Commercial Lending

Small Balance Commercial Lending

Patriot Funding, Inc provides Small balance commercial loans of $50k to $2mm, the pricing is generally slightly higher than a conventional bank, however, allows for stated income, and 12 months of bank statement with no Tax returns, and generally requires a credit score upwards of 600.  Property types are generally limited to Multi-family, retail, industrial, office, and medical buildings and some smaller special use properties.  These loans start to finish generally close in 30 days or less.  Small Balance Loans rates start around 5.8% and can go to 10.5% with points from 2 to 3%

What You Need To Know

Up to 75%


No Fico Score minimum


Loans $25k to $2mm


Bank statements only Qualifying


3 weeks to close


Electronic Check Service

What Others Are Saying

When David came to me, we were between a rock and a hard place, with options to grow and no options for cash to expand.  David brought Private funds to the table, though it was expensive we had to get out from what we were facing.  It has been 8 months now, and we are expanding to a 2nd location, and adding additional lanes to our current facility, could have never done this without David & Patriot Funding.

When David came to me, we were between a rock and a hard place, with options to grow and no options for cash to expand.  David brought Private funds to the table, though it was expensive we had to get out from what we were facing.  It has been 8 months now, and we are expanding to a 2nd location, and adding additional lanes to our current facility, could have never done this without David & Patriot Funding.

Get Funding Now

or call us at (800) 372-4950